Call reports 2022
HOLMES COUNTY BANK — 2022
What HOLMES COUNTY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 151,911,000 | 148,293,000 | 146,831,000 | 148,716,000 |
| Total loans | 53,883,000 | 59,907,000 | 62,982,000 | 66,356,000 |
| Allowance for loan losses | 1,307,000 | 1,305,000 | 1,307,000 | 1,303,000 |
| Securities available for sale | 62,313,000 | 64,707,000 | 60,955,000 | 61,106,000 |
| Securities held to maturity | 619,000 | 619,000 | 461,000 | 461,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,876,000 | 132,928,000 | 133,100,000 | 132,721,000 |
| Interest-bearing deposits | 101,544,000 | 99,122,000 | 101,107,000 | 104,083,000 |
| Noninterest-bearing deposits | 34,332,000 | 33,806,000 | 31,993,000 | 28,638,000 |
| Equity capital | 13,801,000 | 11,930,000 | 9,259,000 | 9,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 926,000 | 1,992,000 | 3,092,000 | 4,314,000 |
| Interest expense | 57,000 | 141,000 | 298,000 | 544,000 |
| Net interest income | 869,000 | 1,851,000 | 2,794,000 | 3,770,000 |
| Noninterest income | 172,000 | 496,000 | 733,000 | 970,000 |
| Noninterest expense | 839,000 | 1,895,000 | 2,878,000 | 3,872,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 202,000 | 429,000 | 627,000 | 846,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 202,000 | 429,000 | 627,000 | 846,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,948,000 | 18,175,000 | 18,374,000 | 18,232,000 |
| Total capital | 18,838,000 | 19,149,000 | 19,377,000 | 19,263,000 |
| Risk-weighted assets | 70,783,000 | 77,571,000 | 79,899,000 | 82,191,000 |