Call reports 2021
HOLMES COUNTY BANK — 2021
What HOLMES COUNTY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 139,978,000 | 138,472,000 | 144,143,000 | 146,789,000 |
| Total loans | 40,365,000 | 48,352,000 | 49,545,000 | 52,359,000 |
| Allowance for loan losses | 750,000 | 757,000 | 697,000 | 1,307,000 |
| Securities available for sale | 57,499,000 | 57,325,000 | 54,054,000 | 56,083,000 |
| Securities held to maturity | 817,000 | 817,000 | 675,000 | 675,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,431,000 | 119,024,000 | 122,797,000 | 127,139,000 |
| Interest-bearing deposits | 61,221,000 | 90,979,000 | 93,495,000 | 98,524,000 |
| Noninterest-bearing deposits | 60,210,000 | 28,045,000 | 29,301,000 | 28,615,000 |
| Equity capital | 16,351,000 | 17,198,000 | 19,006,000 | 17,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 922,000 | 1,950,000 | 2,991,000 | 3,958,000 |
| Interest expense | 56,000 | 106,000 | 156,000 | 229,000 |
| Net interest income | 866,000 | 1,844,000 | 2,835,000 | 3,729,000 |
| Noninterest income | 158,000 | 605,000 | 2,542,000 | 2,725,000 |
| Noninterest expense | 1,021,000 | 2,010,000 | 2,990,000 | 3,956,000 |
| Provision for loan losses | 20,000 | 25,000 | 25,000 | 625,000 |
| Pretax income | 8,000 | 493,000 | 2,548,000 | 2,059,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 8,000 | 493,000 | 2,548,000 | 2,059,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,580,000 | 17,063,000 | 19,119,000 | 17,869,000 |
| Total capital | 17,324,000 | 17,820,000 | 19,816,000 | 18,747,000 |
| Risk-weighted assets | 59,525,000 | 64,723,000 | 67,332,000 | 69,838,000 |