Call reports 2020
HOLMES COUNTY BANK — 2020
What HOLMES COUNTY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 129,285,000 | 128,800,000 | 132,352,000 | 138,098,000 |
| Total loans | 44,577,000 | 45,763,000 | 45,494,000 | 41,487,000 |
| Allowance for loan losses | 711,000 | 744,000 | 792,000 | 732,000 |
| Securities available for sale | 49,613,000 | 54,871,000 | 54,210,000 | 49,849,000 |
| Securities held to maturity | 1,004,000 | 1,004,000 | 859,000 | 859,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,618,000 | 109,664,000 | 112,994,000 | 118,336,000 |
| Interest-bearing deposits | 88,158,000 | 86,807,000 | 88,310,000 | 61,130,000 |
| Noninterest-bearing deposits | 22,460,000 | 22,857,000 | 24,684,000 | 57,206,000 |
| Equity capital | 16,490,000 | 16,883,000 | 17,034,000 | 17,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,087,000 | 2,104,000 | 3,123,000 | 4,088,000 |
| Interest expense | 150,000 | 237,000 | 317,000 | 388,000 |
| Net interest income | 937,000 | 1,867,000 | 2,806,000 | 3,700,000 |
| Noninterest income | 171,000 | 334,000 | 551,000 | 1,039,000 |
| Noninterest expense | 849,000 | 1,690,000 | 2,607,000 | 3,641,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 150,000 |
| Pretax income | 214,000 | 421,000 | 623,000 | 956,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 214,000 | 421,000 | 623,000 | 956,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,699,000 | 15,906,000 | 16,108,000 | 16,571,000 |
| Total capital | 16,408,000 | 16,626,000 | 16,846,000 | 17,295,000 |
| Risk-weighted assets | 56,715,000 | 57,573,000 | 59,043,000 | 57,881,000 |