Call reports 2019
HOLMES COUNTY BANK — 2019
What HOLMES COUNTY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 125,801,000 | 123,054,000 | 120,058,000 | 120,102,000 |
| Total loans | 42,734,000 | 45,703,000 | 44,566,000 | 47,083,000 |
| Allowance for loan losses | 751,000 | 784,000 | 832,000 | 692,000 |
| Securities available for sale | 48,499,000 | 50,590,000 | 45,203,000 | 44,425,000 |
| Securities held to maturity | 997,000 | 1,247,000 | 1,051,000 | 1,050,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,474,000 | 104,844,000 | 101,323,000 | 102,106,000 |
| Interest-bearing deposits | 57,500,000 | 85,551,000 | 81,705,000 | 81,648,000 |
| Noninterest-bearing deposits | 50,974,000 | 19,293,000 | 19,618,000 | 20,458,000 |
| Equity capital | 15,062,000 | 15,867,000 | 16,319,000 | 15,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,055,000 | 2,187,000 | 3,327,000 | 4,412,000 |
| Interest expense | 188,000 | 390,000 | 575,000 | 732,000 |
| Net interest income | 867,000 | 1,797,000 | 2,752,000 | 3,680,000 |
| Noninterest income | 432,000 | 627,000 | 790,000 | 1,310,000 |
| Noninterest expense | 841,000 | 1,651,000 | 2,444,000 | 3,447,000 |
| Provision for loan losses | 25,000 | 70,000 | 115,000 | 245,000 |
| Pretax income | 443,000 | 719,000 | 1,206,000 | 1,521,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 443,000 | 719,000 | 1,206,000 | 1,521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,091,000 | 15,367,000 | 15,854,000 | 15,485,000 |
| Total capital | 15,804,000 | 16,103,000 | 16,572,000 | 16,177,000 |
| Risk-weighted assets | 57,012,000 | 58,869,000 | 57,299,000 | 58,820,000 |