Call reports 2018
HOLMES COUNTY BANK — 2018
What HOLMES COUNTY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 125,288,000 | 120,354,000 | 116,842,000 | 116,784,000 |
| Total loans | 48,519,000 | 49,584,000 | 49,299,000 | 44,960,000 |
| Allowance for loan losses | 665,000 | 670,000 | 631,000 | 734,000 |
| Securities available for sale | 47,245,000 | 48,756,000 | 45,100,000 | 42,386,000 |
| Securities held to maturity | 1,192,000 | 1,192,000 | 1,052,000 | 1,051,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,402,000 | 104,289,000 | 100,451,000 | 100,425,000 |
| Interest-bearing deposits | 57,184,000 | 54,620,000 | 55,152,000 | 53,135,000 |
| Noninterest-bearing deposits | 52,218,000 | 49,669,000 | 45,299,000 | 47,290,000 |
| Equity capital | 13,771,000 | 13,877,000 | 14,099,000 | 14,041,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 981,000 | 2,041,000 | 3,117,000 | 4,181,000 |
| Interest expense | 135,000 | 292,000 | 459,000 | 631,000 |
| Net interest income | 846,000 | 1,749,000 | 2,658,000 | 3,550,000 |
| Noninterest income | 180,000 | 368,000 | 840,000 | 1,025,000 |
| Noninterest expense | 820,000 | 1,646,000 | 2,544,000 | 3,555,000 |
| Provision for loan losses | 10,000 | 25,000 | 40,000 | 155,000 |
| Pretax income | 196,000 | 446,000 | 914,000 | 870,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 196,000 | 446,000 | 914,000 | 870,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,467,000 | 14,717,000 | 15,185,000 | 14,648,000 |
| Total capital | 15,132,000 | 15,387,000 | 15,816,000 | 15,366,000 |
| Risk-weighted assets | 62,743,000 | 62,196,000 | 61,913,000 | 57,394,000 |