Call reports 2017
HOLMES COUNTY BANK — 2017
What HOLMES COUNTY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 117,583,000 | 113,565,000 | 117,053,000 | 116,882,000 |
| Total loans | 46,293,000 | 51,017,000 | 51,381,000 | 49,240,000 |
| Allowance for loan losses | 784,000 | 555,000 | 561,000 | 658,000 |
| Securities available for sale | 44,757,000 | 40,040,000 | 36,844,000 | 36,883,000 |
| Securities held to maturity | 1,391,000 | 1,391,000 | 1,250,000 | 1,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,532,000 | 97,290,000 | 100,540,000 | 100,785,000 |
| Interest-bearing deposits | 55,924,000 | 78,469,000 | 80,650,000 | 54,555,000 |
| Noninterest-bearing deposits | 45,608,000 | 18,821,000 | 19,890,000 | 46,230,000 |
| Equity capital | 13,979,000 | 14,153,000 | 14,314,000 | 13,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 886,000 | 1,849,000 | 2,831,000 | 3,837,000 |
| Interest expense | 89,000 | 193,000 | 296,000 | 403,000 |
| Net interest income | 797,000 | 1,656,000 | 2,535,000 | 3,434,000 |
| Noninterest income | 221,000 | 417,000 | 591,000 | 1,001,000 |
| Noninterest expense | 997,000 | 1,843,000 | 2,725,000 | 3,654,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 21,000 | 230,000 | 426,000 | 656,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 21,000 | 230,000 | 426,000 | 656,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,007,000 | 14,217,000 | 14,412,000 | 14,271,000 |
| Total capital | 14,747,000 | 14,772,000 | 14,973,000 | 14,929,000 |
| Risk-weighted assets | 59,155,000 | 62,677,000 | 63,579,000 | 61,611,000 |