Call reports 2015
HOLMES COUNTY BANK — 2015
What HOLMES COUNTY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 117,077,000 | 111,475,000 | 109,327,000 | 110,593,000 |
| Total loans | 46,371,000 | 48,669,000 | 52,399,000 | 45,285,000 |
| Allowance for loan losses | 1,263,000 | 1,249,000 | 1,151,000 | 1,092,000 |
| Securities available for sale | 37,007,000 | 34,181,000 | 33,452,000 | 28,777,000 |
| Securities held to maturity | 700,000 | 1,713,000 | 1,605,000 | 1,605,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,562,000 | 96,431,000 | 93,356,000 | 94,697,000 |
| Interest-bearing deposits | 82,575,000 | 77,814,000 | 74,738,000 | 73,796,000 |
| Noninterest-bearing deposits | 18,987,000 | 18,617,000 | 18,619,000 | 20,901,000 |
| Equity capital | 13,431,000 | 13,312,000 | 13,776,000 | 13,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 788,000 | 1,600,000 | 2,450,000 | 3,270,000 |
| Interest expense | 90,000 | 181,000 | 272,000 | 359,000 |
| Net interest income | 698,000 | 1,419,000 | 2,178,000 | 2,911,000 |
| Noninterest income | 180,000 | 369,000 | 560,000 | 1,015,000 |
| Noninterest expense | 926,000 | 1,787,000 | 2,612,000 | 3,506,000 |
| Provision for loan losses | 0 | 0 | -50,000 | -110,000 |
| Pretax income | -48,000 | 78,000 | 256,000 | 610,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -48,000 | 78,000 | 256,000 | 610,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,349,000 | 13,475,000 | 13,653,000 | 13,796,000 |
| Total capital | 14,144,000 | 14,279,000 | 14,474,000 | 14,554,000 |
| Risk-weighted assets | 63,170,000 | 63,837,000 | 65,362,000 | 60,305,000 |
Machine access — free, no API key
Every figure shown here about HOLMES COUNTY BANK — 2015 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.