Call reports 2007
ARGENT TRUST COMPANY, NATIONAL ASSOCIATION — 2007
What ARGENT TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 5,460,000 | 5,373,000 | 5,506,000 | 5,814,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 226,000 | 227,000 | 223,000 | 223,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 0 | 0 | 0 | 0 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 4,228,000 | 4,159,000 | 4,216,000 | 4,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 121,000 | 182,000 | 266,000 | 322,000 |
| Interest expense | 6,000 | 14,000 | 20,000 | 22,000 |
| Net interest income | 115,000 | 168,000 | 246,000 | 300,000 |
| Noninterest income | 1,544,000 | 3,141,000 | 4,860,000 | 6,594,000 |
| Noninterest expense | 1,577,000 | 3,296,000 | 5,036,000 | 6,648,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 82,000 | 13,000 | 70,000 | 246,000 |
| Income tax | 28,000 | 28,000 | 28,000 | 91,000 |
| Net income | 54,000 | -15,000 | 42,000 | 155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,228,000 | 4,159,000 | 4,216,000 | 4,329,000 |
| Total capital | 4,228,000 | 4,159,000 | 4,216,000 | 4,329,000 |
| Risk-weighted assets | 4,027,000 | 4,002,000 | 4,039,000 | 4,312,000 |