Call reports 2025
TODAY'S BANK — 2025
What TODAY'S BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 345,213,000 | 346,174,000 | 337,114,000 | 350,587,000 |
| Total loans | 238,657,000 | 229,268,000 | 223,510,000 | 235,193,000 |
| Allowance for loan losses | 2,927,000 | 2,923,000 | 2,897,000 | 2,912,000 |
| Securities available for sale | 57,556,000 | 62,704,000 | 69,177,000 | 73,476,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,131,000 | 300,437,000 | 289,646,000 | 301,075,000 |
| Interest-bearing deposits | 269,891,000 | 277,185,000 | 270,510,000 | 278,463,000 |
| Noninterest-bearing deposits | 26,240,000 | 23,252,000 | 19,136,000 | 22,612,000 |
| Equity capital | 23,779,000 | 23,652,000 | 25,689,000 | 26,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,053,000 | 10,243,000 | 15,431,000 | 20,784,000 |
| Interest expense | 2,263,000 | 4,581,000 | 6,823,000 | 9,023,000 |
| Net interest income | 2,790,000 | 5,662,000 | 8,608,000 | 11,761,000 |
| Noninterest income | 202,000 | 467,000 | 641,000 | 714,000 |
| Noninterest expense | 2,435,000 | 4,991,000 | 7,592,000 | 10,097,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 557,000 | 1,138,000 | 1,657,000 | 2,348,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 557,000 | 1,138,000 | 1,657,000 | 2,348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,106,000 | 31,586,000 | 32,006,000 | 32,497,000 |
| Total capital | 34,159,000 | 34,543,000 | 34,868,000 | 35,534,000 |
| Risk-weighted assets | 244,052,000 | 236,280,000 | 228,562,000 | 242,938,000 |