Call reports 2024
TODAY'S BANK — 2024
What TODAY'S BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 331,793,000 | 342,593,000 | 345,743,000 | 335,868,000 |
| Total loans | 245,469,000 | 248,183,000 | 245,170,000 | 240,466,000 |
| Allowance for loan losses | 3,342,000 | 3,356,000 | 3,357,000 | 2,928,000 |
| Securities available for sale | 58,226,000 | 57,314,000 | 57,940,000 | 56,319,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,161,000 | 290,934,000 | 292,131,000 | 288,062,000 |
| Interest-bearing deposits | 258,108,000 | 272,982,000 | 269,763,000 | 264,207,000 |
| Noninterest-bearing deposits | 21,053,000 | 17,952,000 | 22,368,000 | 23,855,000 |
| Equity capital | 22,636,000 | 23,449,000 | 25,586,000 | 22,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,997,000 | 10,180,000 | 15,548,000 | 20,748,000 |
| Interest expense | 2,312,000 | 4,728,000 | 7,256,000 | 9,663,000 |
| Net interest income | 2,685,000 | 5,452,000 | 8,292,000 | 11,085,000 |
| Noninterest income | 171,000 | 406,000 | 592,000 | 781,000 |
| Noninterest expense | 2,604,000 | 5,119,000 | 7,695,000 | 10,202,000 |
| Provision for loan losses | -50,000 | -50,000 | -50,000 | 1,412,000 |
| Pretax income | 302,000 | 744,000 | 1,194,000 | 183,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 302,000 | 744,000 | 1,194,000 | 183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,021,000 | 31,348,000 | 31,679,000 | 30,548,000 |
| Total capital | 34,253,000 | 34,442,000 | 34,824,000 | 33,538,000 |
| Risk-weighted assets | 258,151,000 | 246,966,000 | 251,052,000 | 238,958,000 |