Call reports 2023
TODAY'S BANK — 2023
What TODAY'S BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 308,813,000 | 332,188,000 | 325,844,000 | 336,966,000 |
| Total loans | 221,874,000 | 235,381,000 | 235,914,000 | 238,830,000 |
| Allowance for loan losses | 3,446,000 | 3,444,000 | 3,433,000 | 3,383,000 |
| Securities available for sale | 48,588,000 | 49,674,000 | 48,011,000 | 54,972,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,997,000 | 278,945,000 | 275,879,000 | 283,684,000 |
| Interest-bearing deposits | 231,447,000 | 252,634,000 | 252,417,000 | 261,459,000 |
| Noninterest-bearing deposits | 22,550,000 | 26,311,000 | 23,462,000 | 22,225,000 |
| Equity capital | 21,831,000 | 21,924,000 | 20,635,000 | 23,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,740,000 | 8,057,000 | 12,621,000 | 17,591,000 |
| Interest expense | 1,109,000 | 2,666,000 | 4,505,000 | 6,687,000 |
| Net interest income | 2,631,000 | 5,391,000 | 8,116,000 | 10,904,000 |
| Noninterest income | 249,000 | 480,000 | 663,000 | 812,000 |
| Noninterest expense | 2,513,000 | 4,891,000 | 7,257,000 | 9,754,000 |
| Provision for loan losses | 0 | 0 | 0 | -50,000 |
| Pretax income | 367,000 | 980,000 | 1,522,000 | 2,012,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 367,000 | 980,000 | 1,522,000 | 2,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,586,000 | 30,099,000 | 30,540,000 | 30,830,000 |
| Total capital | 32,445,000 | 33,102,000 | 33,494,000 | 33,916,000 |
| Risk-weighted assets | 227,808,000 | 239,455,000 | 235,559,000 | 246,298,000 |