Call reports 2016
TODAY'S BANK — 2016
What TODAY'S BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 115,885,000 | 116,028,000 | 184,338,000 | 181,417,000 |
| Total loans | 80,939,000 | 81,882,000 | 118,338,000 | 123,614,000 |
| Allowance for loan losses | 746,000 | 663,000 | 708,000 | 789,000 |
| Securities available for sale | 16,090,000 | 18,599,000 | 27,883,000 | 30,617,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,467,000 | 92,116,000 | 158,013,000 | 154,906,000 |
| Interest-bearing deposits | 87,451,000 | 88,331,000 | 140,211,000 | 137,554,000 |
| Noninterest-bearing deposits | 3,016,000 | 3,785,000 | 17,802,000 | 17,352,000 |
| Equity capital | 16,955,000 | 17,390,000 | 17,656,000 | 18,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,725,000 | 3,299,000 | 4,813,000 | 7,307,000 |
| Interest expense | 215,000 | 434,000 | 683,000 | 1,003,000 |
| Net interest income | 1,510,000 | 2,865,000 | 4,130,000 | 6,304,000 |
| Noninterest income | 607,000 | 1,286,000 | 1,788,000 | 2,467,000 |
| Noninterest expense | 1,609,000 | 3,099,000 | 4,423,000 | 6,609,000 |
| Provision for loan losses | 16,000 | 16,000 | 66,000 | 146,000 |
| Pretax income | 492,000 | 1,079,000 | 1,472,000 | 2,059,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 492,000 | 1,079,000 | 1,472,000 | 2,059,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,725,000 | 17,162,000 | 17,171,000 | 18,424,000 |
| Total capital | 17,562,000 | 17,916,000 | 17,970,000 | 19,334,000 |
| Risk-weighted assets | 88,853,000 | 87,672,000 | 133,942,000 | 139,838,000 |