Call reports 2015
TODAY'S BANK — 2015
What TODAY'S BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 103,011,000 | 109,714,000 | 110,507,000 | 111,709,000 |
| Total loans | 76,566,000 | 80,468,000 | 82,524,000 | 82,881,000 |
| Allowance for loan losses | 697,000 | 678,000 | 717,000 | 740,000 |
| Securities available for sale | 14,107,000 | 14,921,000 | 14,872,000 | 13,009,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,493,000 | 83,355,000 | 84,413,000 | 85,763,000 |
| Interest-bearing deposits | 76,124,000 | 80,517,000 | 81,280,000 | 82,602,000 |
| Noninterest-bearing deposits | 2,369,000 | 2,838,000 | 3,133,000 | 3,161,000 |
| Equity capital | 15,901,000 | 16,321,000 | 16,490,000 | 16,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,377,000 | 3,214,000 | 4,655,000 | 6,083,000 |
| Interest expense | 191,000 | 386,000 | 604,000 | 825,000 |
| Net interest income | 1,186,000 | 2,828,000 | 4,051,000 | 5,258,000 |
| Noninterest income | 233,000 | 354,000 | 570,000 | 848,000 |
| Noninterest expense | 1,200,000 | 2,433,000 | 3,782,000 | 5,018,000 |
| Provision for loan losses | 0 | 0 | 0 | 23,000 |
| Pretax income | 220,000 | 755,000 | 843,000 | 1,068,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 220,000 | 755,000 | 843,000 | 1,068,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,727,000 | 16,229,000 | 16,317,000 | 16,442,000 |
| Total capital | 16,515,000 | 16,998,000 | 17,125,000 | 17,273,000 |
| Risk-weighted assets | 84,033,000 | 87,340,000 | 88,241,000 | 88,008,000 |