Call reports 2014
TODAY'S BANK — 2014
What TODAY'S BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 99,450,000 | 105,119,000 | 103,100,000 | 105,154,000 |
| Total loans | 49,143,000 | 49,027,000 | 51,885,000 | 75,371,000 |
| Allowance for loan losses | 852,000 | 939,000 | 710,000 | 694,000 |
| Securities available for sale | 16,068,000 | 14,152,000 | 13,648,000 | 13,716,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,716,000 | 80,665,000 | 78,728,000 | 79,951,000 |
| Interest-bearing deposits | 72,479,000 | 78,517,000 | 76,340,000 | 77,233,000 |
| Noninterest-bearing deposits | 3,237,000 | 2,148,000 | 2,388,000 | 2,718,000 |
| Equity capital | 13,704,000 | 14,372,000 | 14,749,000 | 15,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 841,000 | 1,667,000 | 2,514,000 | 5,369,000 |
| Interest expense | 181,000 | 360,000 | 552,000 | 746,000 |
| Net interest income | 660,000 | 1,307,000 | 1,962,000 | 4,623,000 |
| Noninterest income | 1,045,000 | 2,161,000 | 2,899,000 | 2,182,000 |
| Noninterest expense | 1,022,000 | 2,068,000 | 3,125,000 | 4,175,000 |
| Provision for loan losses | 15,000 | 153,000 | -51,000 | -51,000 |
| Pretax income | 668,000 | 1,194,000 | 1,745,000 | 2,630,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 668,000 | 1,194,000 | 1,745,000 | 2,630,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,756,000 | 14,276,000 | 14,646,000 | 15,531,000 |
| Total capital | 14,699,000 | 15,306,000 | 15,447,000 | 16,316,000 |
| Risk-weighted assets | 81,612,000 | 85,262,000 | 85,625,000 | 82,815,000 |