Call reports 2013
TODAY'S BANK — 2013
What TODAY'S BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 93,897,000 | 94,221,000 | 100,132,000 | 100,700,000 |
| Total loans | 44,218,000 | 42,155,000 | 44,012,000 | 46,420,000 |
| Allowance for loan losses | 840,000 | 834,000 | 825,000 | 834,000 |
| Securities available for sale | 17,163,000 | 17,658,000 | 17,318,000 | 18,377,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,991,000 | 72,092,000 | 75,393,000 | 75,817,000 |
| Interest-bearing deposits | 69,372,000 | 69,358,000 | 72,279,000 | 72,931,000 |
| Noninterest-bearing deposits | 2,619,000 | 2,734,000 | 3,114,000 | 2,886,000 |
| Equity capital | 12,841,000 | 12,915,000 | 12,663,000 | 12,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 778,000 | 1,535,000 | 2,304,000 | 3,119,000 |
| Interest expense | 205,000 | 401,000 | 594,000 | 780,000 |
| Net interest income | 573,000 | 1,134,000 | 1,710,000 | 2,339,000 |
| Noninterest income | 497,000 | 1,287,000 | 1,771,000 | 2,327,000 |
| Noninterest expense | 861,000 | 1,827,000 | 2,699,000 | 3,639,000 |
| Provision for loan losses | -81,000 | -81,000 | -81,000 | -81,000 |
| Pretax income | 290,000 | 675,000 | 864,000 | 1,109,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 290,000 | 675,000 | 864,000 | 1,109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,708,000 | 13,062,000 | 12,867,000 | 13,113,000 |
| Total capital | 13,617,000 | 13,979,000 | 13,783,000 | 14,038,000 |
| Risk-weighted assets | 72,738,000 | 73,342,000 | 79,346,000 | 79,976,000 |