Call reports 2025
FAIRVIEW STATE BANKING COMPANY — 2025
What FAIRVIEW STATE BANKING COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 36,774,000 | 37,053,000 | 40,561,000 | 42,906,000 |
| Total loans | 23,254,000 | 23,296,000 | 22,994,000 | 24,383,000 |
| Allowance for loan losses | 186,000 | 211,000 | 207,000 | 205,000 |
| Securities available for sale | 7,670,000 | 7,348,000 | 7,157,000 | 8,959,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,409,000 | 31,426,000 | 34,665,000 | 36,793,000 |
| Interest-bearing deposits | 25,949,000 | 26,727,000 | 28,937,000 | 27,960,000 |
| Noninterest-bearing deposits | 5,460,000 | 4,699,000 | 5,728,000 | 8,833,000 |
| Equity capital | 4,940,000 | 5,144,000 | 5,339,000 | 5,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 463,000 | 1,167,000 | 1,631,000 | 2,142,000 |
| Interest expense | 114,000 | 222,000 | 326,000 | 437,000 |
| Net interest income | 349,000 | 945,000 | 1,305,000 | 1,705,000 |
| Noninterest income | 31,000 | 43,000 | 58,000 | 78,000 |
| Noninterest expense | 228,000 | 497,000 | 732,000 | 1,013,000 |
| Provision for loan losses | 12,000 | 35,000 | 35,000 | 33,000 |
| Pretax income | 140,000 | 454,000 | 594,000 | 733,000 |
| Income tax | 34,000 | 113,000 | 144,000 | 177,000 |
| Net income | 106,000 | 341,000 | 450,000 | 556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,285,000 | 5,495,000 | 5,604,000 | 5,685,000 |