Call reports 2024
FAIRVIEW STATE BANKING COMPANY — 2024
What FAIRVIEW STATE BANKING COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 38,714,000 | 36,785,000 | 37,161,000 | 37,236,000 |
| Total loans | 23,738,000 | 22,760,000 | 23,092,000 | 23,590,000 |
| Allowance for loan losses | 231,000 | 232,000 | 184,000 | 187,000 |
| Securities available for sale | 7,060,000 | 7,331,000 | 6,705,000 | 7,640,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,765,000 | 31,758,000 | 31,935,000 | 32,000,000 |
| Interest-bearing deposits | 25,943,000 | 26,382,000 | 26,236,000 | 25,175,000 |
| Noninterest-bearing deposits | 7,822,000 | 5,376,000 | 5,699,000 | 6,825,000 |
| Equity capital | 4,603,000 | 4,676,000 | 4,823,000 | 4,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 435,000 | 879,000 | 1,335,000 | 1,793,000 |
| Interest expense | 103,000 | 217,000 | 340,000 | 453,000 |
| Net interest income | 332,000 | 662,000 | 995,000 | 1,340,000 |
| Noninterest income | 19,000 | 31,000 | 42,000 | 51,000 |
| Noninterest expense | 228,000 | 453,000 | 698,000 | 945,000 |
| Provision for loan losses | 0 | 0 | 43,000 | 55,000 |
| Pretax income | 123,000 | 240,000 | 280,000 | 378,000 |
| Income tax | 28,000 | 49,000 | 64,000 | 77,000 |
| Net income | 95,000 | 191,000 | 216,000 | 301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,164,000 | 5,084,000 | 5,110,000 | 5,179,000 |