Call reports 2023
FAIRVIEW STATE BANKING COMPANY — 2023
What FAIRVIEW STATE BANKING COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 36,128,000 | 37,156,000 | 35,656,000 | 36,565,000 |
| Total loans | 21,992,000 | 21,561,000 | 22,952,000 | 23,146,000 |
| Allowance for loan losses | 201,000 | 226,000 | 231,000 | 232,000 |
| Securities available for sale | 7,092,000 | 7,306,000 | 7,070,000 | 7,085,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,570,000 | 32,573,000 | 30,787,000 | 31,688,000 |
| Interest-bearing deposits | 25,388,000 | 26,186,000 | 24,202,000 | 24,470,000 |
| Noninterest-bearing deposits | 6,182,000 | 6,387,000 | 6,585,000 | 7,218,000 |
| Equity capital | 4,265,000 | 4,288,000 | 4,219,000 | 4,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 386,000 | 777,000 | 1,169,000 | 1,588,000 |
| Interest expense | 54,000 | 119,000 | 194,000 | 274,000 |
| Net interest income | 332,000 | 658,000 | 975,000 | 1,314,000 |
| Noninterest income | 17,000 | 29,000 | 40,000 | 61,000 |
| Noninterest expense | 189,000 | 400,000 | 617,000 | 866,000 |
| Provision for loan losses | 3,000 | 26,000 | 34,000 | 34,000 |
| Pretax income | 157,000 | 261,000 | 364,000 | 475,000 |
| Income tax | 28,000 | 50,000 | 66,000 | 101,000 |
| Net income | 129,000 | 211,000 | 298,000 | 374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,865,000 | 4,761,000 | 5,098,000 | 4,908,000 |