Call reports 2022
FAIRVIEW STATE BANKING COMPANY — 2022
What FAIRVIEW STATE BANKING COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 35,580,000 | 35,497,000 | 35,692,000 | 36,807,000 |
| Total loans | 22,671,000 | 23,675,000 | 22,976,000 | 23,885,000 |
| Allowance for loan losses | 192,000 | 193,000 | 191,000 | 190,000 |
| Securities available for sale | 5,893,000 | 6,152,000 | 5,860,000 | 6,415,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,738,000 | 30,768,000 | 31,046,000 | 31,912,000 |
| Interest-bearing deposits | 24,942,000 | 25,348,000 | 24,928,000 | 24,598,000 |
| Noninterest-bearing deposits | 5,796,000 | 5,420,000 | 6,118,000 | 7,314,000 |
| Equity capital | 4,096,000 | 3,978,000 | 3,869,000 | 4,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 301,000 | 610,000 | 940,000 | 1,293,000 |
| Interest expense | 21,000 | 43,000 | 70,000 | 106,000 |
| Net interest income | 280,000 | 567,000 | 870,000 | 1,187,000 |
| Noninterest income | 17,000 | 32,000 | 41,000 | 53,000 |
| Noninterest expense | 204,000 | 439,000 | 655,000 | 884,000 |
| Provision for loan losses | 0 | 0 | 2,000 | 2,000 |
| Pretax income | 93,000 | 160,000 | 254,000 | 354,000 |
| Income tax | 16,000 | 26,000 | 39,000 | 61,000 |
| Net income | 77,000 | 134,000 | 215,000 | 293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,506,000 | 4,612,000 | 4,512,000 | 4,774,000 |