Call reports 2021
FAIRVIEW STATE BANKING COMPANY — 2021
What FAIRVIEW STATE BANKING COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 34,185,000 | 34,221,000 | 35,845,000 | 37,748,000 |
| Total loans | 22,914,000 | 22,055,000 | 21,580,000 | 23,224,000 |
| Allowance for loan losses | 175,000 | 175,000 | 175,000 | 191,000 |
| Securities available for sale | 5,050,000 | 6,046,000 | 6,221,000 | 6,313,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,417,000 | 29,203,000 | 30,770,000 | 32,712,000 |
| Interest-bearing deposits | 23,926,000 | 23,997,000 | 24,557,000 | 25,781,000 |
| Noninterest-bearing deposits | 5,491,000 | 5,206,000 | 6,213,000 | 6,931,000 |
| Equity capital | 4,073,000 | 4,244,000 | 4,304,000 | 4,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 298,000 | 750,000 | 1,040,000 | 1,344,000 |
| Interest expense | 30,000 | 56,000 | 82,000 | 106,000 |
| Net interest income | 268,000 | 694,000 | 958,000 | 1,238,000 |
| Noninterest income | 17,000 | 30,000 | 39,000 | 54,000 |
| Noninterest expense | 198,000 | 408,000 | 620,000 | 840,000 |
| Provision for loan losses | 8,000 | 8,000 | 13,000 | 43,000 |
| Pretax income | 79,000 | 308,000 | 364,000 | 409,000 |
| Income tax | 16,000 | 74,000 | 82,000 | 100,000 |
| Net income | 63,000 | 234,000 | 282,000 | 309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,085,000 | 4,257,000 | 4,299,000 | 4,325,000 |