Call reports 2019
FAIRVIEW STATE BANKING COMPANY — 2019
What FAIRVIEW STATE BANKING COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 28,307,000 | 27,204,000 | 28,885,000 | 27,723,000 |
| Total loans | 18,113,000 | 18,676,000 | 18,896,000 | 18,909,000 |
| Allowance for loan losses | 210,000 | 175,000 | 175,000 | 190,000 |
| Securities available for sale | 4,549,000 | 3,975,000 | 3,071,000 | 3,368,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,389,000 | 23,173,000 | 24,291,000 | 23,209,000 |
| Interest-bearing deposits | 19,194,000 | 18,760,000 | 19,803,000 | 18,967,000 |
| Noninterest-bearing deposits | 5,195,000 | 4,413,000 | 4,488,000 | 4,242,000 |
| Equity capital | 3,765,000 | 3,867,000 | 3,906,000 | 3,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 294,000 | 606,000 | 923,000 | 1,243,000 |
| Interest expense | 41,000 | 85,000 | 136,000 | 186,000 |
| Net interest income | 253,000 | 521,000 | 787,000 | 1,057,000 |
| Noninterest income | 10,000 | 23,000 | 35,000 | 48,000 |
| Noninterest expense | 214,000 | 401,000 | 621,000 | 856,000 |
| Provision for loan losses | 14,000 | 31,000 | 49,000 | 69,000 |
| Pretax income | 35,000 | 112,000 | 152,000 | 180,000 |
| Income tax | 5,000 | 0 | 0 | 31,000 |
| Net income | 30,000 | 112,000 | 152,000 | 149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,753,000 | 3,826,000 | 3,867,000 | 3,825,000 |
| Total capital | 3,963,000 | 4,001,000 | 4,042,000 | 4,015,000 |
| Risk-weighted assets | 19,030,000 | 19,118,000 | 19,542,000 | 20,784,000 |