Call reports 2018
FAIRVIEW STATE BANKING COMPANY — 2018
What FAIRVIEW STATE BANKING COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 30,723,000 | 29,105,000 | 28,660,000 | 28,602,000 |
| Total loans | 19,739,000 | 19,067,000 | 18,944,000 | 19,112,000 |
| Allowance for loan losses | 200,000 | 200,000 | 250,000 | 200,000 |
| Securities available for sale | 4,193,000 | 4,756,000 | 4,736,000 | 4,216,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,839,000 | 25,060,000 | 24,838,000 | 24,666,000 |
| Interest-bearing deposits | 21,883,000 | 20,593,000 | 20,676,000 | 19,742,000 |
| Noninterest-bearing deposits | 4,956,000 | 4,467,000 | 4,162,000 | 4,924,000 |
| Equity capital | 3,702,000 | 3,583,000 | 3,610,000 | 3,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 307,000 | 613,000 | 922,000 | 1,233,000 |
| Interest expense | 44,000 | 88,000 | 132,000 | 175,000 |
| Net interest income | 263,000 | 525,000 | 790,000 | 1,058,000 |
| Noninterest income | 19,000 | 28,000 | 38,000 | 66,000 |
| Noninterest expense | 184,000 | 353,000 | 539,000 | 783,000 |
| Provision for loan losses | 23,000 | 227,000 | 278,000 | 280,000 |
| Pretax income | 75,000 | -27,000 | 11,000 | 61,000 |
| Income tax | 20,000 | 36,000 | 36,000 | 0 |
| Net income | 55,000 | -63,000 | -25,000 | 61,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,749,000 | 3,628,000 | 3,671,000 | 3,732,000 |
| Total capital | 3,949,000 | 3,828,000 | 3,921,000 | 3,932,000 |
| Risk-weighted assets | 21,171,000 | 20,178,000 | 20,452,000 | 20,260,000 |