Call reports 2017
FAIRVIEW STATE BANKING COMPANY — 2017
What FAIRVIEW STATE BANKING COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 29,505,000 | 29,120,000 | 29,854,000 | 29,482,000 |
| Total loans | 18,438,000 | 18,782,000 | 19,196,000 | 20,559,000 |
| Allowance for loan losses | 140,000 | 140,000 | 160,000 | 180,000 |
| Securities available for sale | 5,773,000 | 5,198,000 | 4,646,000 | 4,473,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,869,000 | 24,999,000 | 26,070,000 | 25,623,000 |
| Interest-bearing deposits | 20,505,000 | 21,170,000 | 21,147,000 | 20,777,000 |
| Noninterest-bearing deposits | 5,364,000 | 3,829,000 | 4,923,000 | 4,846,000 |
| Equity capital | 3,484,000 | 3,555,000 | 3,618,000 | 3,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 283,000 | 573,000 | 872,000 | 1,176,000 |
| Interest expense | 29,000 | 61,000 | 96,000 | 132,000 |
| Net interest income | 254,000 | 512,000 | 776,000 | 1,044,000 |
| Noninterest income | 21,000 | 32,000 | 50,000 | 70,000 |
| Noninterest expense | 191,000 | 385,000 | 585,000 | 784,000 |
| Provision for loan losses | 3,000 | 29,000 | 48,000 | 74,000 |
| Pretax income | 81,000 | 129,000 | 191,000 | 254,000 |
| Income tax | 0 | 0 | 0 | -39,000 |
| Net income | 81,000 | 129,000 | 191,000 | 293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,525,000 | 3,567,000 | 3,628,000 | 3,698,000 |
| Total capital | 3,665,000 | 3,707,000 | 3,788,000 | 3,878,000 |
| Risk-weighted assets | 19,462,000 | 19,607,000 | 19,965,000 | 21,364,000 |