Call reports 2016
FAIRVIEW STATE BANKING COMPANY — 2016
What FAIRVIEW STATE BANKING COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 26,233,000 | 27,513,000 | 28,646,000 | 28,675,000 |
| Total loans | 15,960,000 | 18,081,000 | 18,261,000 | 18,532,000 |
| Allowance for loan losses | 155,000 | 150,000 | 150,000 | 140,000 |
| Securities available for sale | 5,536,000 | 5,561,000 | 5,647,000 | 5,743,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,834,000 | 23,997,000 | 25,031,000 | 25,125,000 |
| Interest-bearing deposits | 18,974,000 | 20,543,000 | 21,121,000 | 20,270,000 |
| Noninterest-bearing deposits | 3,860,000 | 3,454,000 | 3,910,000 | 4,855,000 |
| Equity capital | 3,259,000 | 3,371,000 | 3,460,000 | 3,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 252,000 | 507,000 | 788,000 | 1,062,000 |
| Interest expense | 23,000 | 47,000 | 74,000 | 102,000 |
| Net interest income | 229,000 | 460,000 | 714,000 | 960,000 |
| Noninterest income | 12,000 | 25,000 | 44,000 | 60,000 |
| Noninterest expense | 167,000 | 321,000 | 491,000 | 689,000 |
| Provision for loan losses | 9,000 | 9,000 | 16,000 | 41,000 |
| Pretax income | 65,000 | 155,000 | 251,000 | 290,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 65,000 | 155,000 | 251,000 | 290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,240,000 | 3,330,000 | 3,426,000 | 3,450,000 |
| Total capital | 3,395,000 | 3,480,000 | 3,576,000 | 3,590,000 |
| Risk-weighted assets | 17,639,000 | 18,812,000 | 19,453,000 | 19,626,000 |