Call reports 2015
FAIRVIEW STATE BANKING COMPANY — 2015
What FAIRVIEW STATE BANKING COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 24,580,000 | 23,739,000 | 24,087,000 | 24,408,000 |
| Total loans | 12,769,000 | 13,629,000 | 14,554,000 | 16,896,000 |
| Allowance for loan losses | 166,000 | 156,000 | 155,000 | 155,000 |
| Securities available for sale | 8,616,000 | 7,689,000 | 5,809,000 | 4,968,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,340,000 | 20,458,000 | 20,778,000 | 21,067,000 |
| Interest-bearing deposits | 17,340,000 | 17,277,000 | 17,317,000 | 16,936,000 |
| Noninterest-bearing deposits | 4,001,000 | 3,181,000 | 3,461,000 | 4,130,000 |
| Equity capital | 3,091,000 | 3,132,000 | 3,155,000 | 3,177,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 223,000 | 455,000 | 688,000 | 932,000 |
| Interest expense | 17,000 | 33,000 | 51,000 | 69,000 |
| Net interest income | 206,000 | 422,000 | 637,000 | 863,000 |
| Noninterest income | -3,000 | 14,000 | 23,000 | 15,000 |
| Noninterest expense | 163,000 | 333,000 | 529,000 | 689,000 |
| Provision for loan losses | 0 | 0 | 16,000 | 24,000 |
| Pretax income | 56,000 | 110,000 | 120,000 | 170,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 56,000 | 110,000 | 120,000 | 170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,075,000 | 3,130,000 | 3,139,000 | 3,175,000 |
| Total capital | 3,241,000 | 3,286,000 | 3,294,000 | 3,330,000 |
| Risk-weighted assets | 13,825,000 | 14,422,000 | 15,150,000 | 17,367,000 |