Call reports 2014
FAIRVIEW STATE BANKING COMPANY — 2014
What FAIRVIEW STATE BANKING COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 27,849,000 | 26,492,000 | 25,458,000 | 28,421,000 |
| Total loans | 9,016,000 | 9,158,000 | 9,396,000 | 11,384,000 |
| Allowance for loan losses | 142,000 | 150,000 | 190,000 | 167,000 |
| Securities available for sale | 13,365,000 | 13,160,000 | 11,409,000 | 11,126,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,705,000 | 23,260,000 | 22,326,000 | 25,320,000 |
| Interest-bearing deposits | 20,632,000 | 19,405,000 | 18,610,000 | 18,131,000 |
| Noninterest-bearing deposits | 4,073,000 | 3,855,000 | 3,716,000 | 7,189,000 |
| Equity capital | 3,042,000 | 3,131,000 | 3,027,000 | 2,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 208,000 | 422,000 | 627,000 | 839,000 |
| Interest expense | 27,000 | 51,000 | 71,000 | 89,000 |
| Net interest income | 181,000 | 371,000 | 556,000 | 750,000 |
| Noninterest income | 18,000 | 39,000 | 50,000 | 20,000 |
| Noninterest expense | 189,000 | 380,000 | 618,000 | 858,000 |
| Provision for loan losses | 0 | 29,000 | 92,000 | 92,000 |
| Pretax income | 10,000 | 1,000 | -25,000 | -101,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 10,000 | 1,000 | -25,000 | -101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,146,000 | 3,137,000 | 3,110,000 | 3,020,000 |
| Total capital | 3,288,000 | 3,280,000 | 3,257,000 | 3,187,000 |
| Risk-weighted assets | 11,473,000 | 11,419,000 | 11,663,000 | 14,248,000 |