Call reports 2024
STATE NATIONAL BANK OF BIG SPRING, THE — 2024
What STATE NATIONAL BANK OF BIG SPRING, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 562,076,000 | 554,878,000 | 552,037,000 | 570,382,000 |
| Total loans | 96,458,000 | 104,600,000 | 101,960,000 | 94,235,000 |
| Allowance for loan losses | 1,864,000 | 1,776,000 | 1,892,000 | 1,924,000 |
| Securities available for sale | 414,188,000 | 413,560,000 | 415,115,000 | 428,309,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 517,511,000 | 497,184,000 | 491,778,000 | 527,104,000 |
| Interest-bearing deposits | 323,984,000 | 330,578,000 | 325,259,000 | 336,864,000 |
| Noninterest-bearing deposits | 193,527,000 | 166,606,000 | 166,519,000 | 190,240,000 |
| Equity capital | 43,028,000 | 45,578,000 | 58,092,000 | 41,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,612,000 | 9,417,000 | 14,217,000 | 19,121,000 |
| Interest expense | 1,367,000 | 2,764,000 | 4,410,000 | 6,017,000 |
| Net interest income | 3,245,000 | 6,653,000 | 9,807,000 | 13,104,000 |
| Noninterest income | 223,000 | 456,000 | 703,000 | 970,000 |
| Noninterest expense | 1,445,000 | 3,005,000 | 4,533,000 | 6,006,000 |
| Provision for loan losses | 87,000 | -2,000 | 117,000 | 150,000 |
| Pretax income | 1,990,000 | 4,050,000 | 5,895,000 | 7,968,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,990,000 | 4,050,000 | 5,895,000 | 7,968,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,891,000 | 64,950,000 | 66,796,000 | 58,868,000 |