Call reports 2020
STATE NATIONAL BANK OF BIG SPRING, THE — 2020
What STATE NATIONAL BANK OF BIG SPRING, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 427,401,000 | 433,216,000 | 430,808,000 | 451,809,000 |
| Total loans | 82,575,000 | 92,668,000 | 95,875,000 | 88,545,000 |
| Allowance for loan losses | 1,815,000 | 1,905,000 | 1,988,000 | 2,040,000 |
| Securities available for sale | 231,044,000 | 228,855,000 | 219,217,000 | 225,202,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 379,632,000 | 379,307,000 | 375,310,000 | 398,132,000 |
| Interest-bearing deposits | 245,122,000 | 243,284,000 | 241,561,000 | 253,279,000 |
| Noninterest-bearing deposits | 134,510,000 | 136,023,000 | 133,749,000 | 144,853,000 |
| Equity capital | 47,314,000 | 53,305,000 | 54,750,000 | 53,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,676,000 | 5,046,000 | 7,436,000 | 9,900,000 |
| Interest expense | 226,000 | 334,000 | 430,000 | 521,000 |
| Net interest income | 2,450,000 | 4,712,000 | 7,006,000 | 9,379,000 |
| Noninterest income | 221,000 | 412,000 | 605,000 | 792,000 |
| Noninterest expense | 1,352,000 | 2,661,000 | 3,951,000 | 5,346,000 |
| Provision for loan losses | 8,000 | 97,000 | 188,000 | 240,000 |
| Pretax income | 1,311,000 | 2,366,000 | 3,472,000 | 4,585,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,311,000 | 2,366,000 | 3,472,000 | 4,585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,843,000 | 45,899,000 | 47,005,000 | 46,118,000 |
| Total capital | 46,606,000 | — | 48,993,000 | — |
| Risk-weighted assets | 141,052,000 | — | 196,963,000 | — |