Call reports 2019
STATE NATIONAL BANK OF BIG SPRING, THE — 2019
What STATE NATIONAL BANK OF BIG SPRING, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 395,782,000 | 381,091,000 | 399,991,000 | 425,814,000 |
| Total loans | 88,693,000 | 93,255,000 | 102,674,000 | 90,220,000 |
| Allowance for loan losses | 1,631,000 | 1,634,000 | 1,629,000 | 1,807,000 |
| Securities available for sale | 221,848,000 | 233,232,000 | 227,713,000 | 235,915,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 355,258,000 | 336,940,000 | 353,505,000 | 379,541,000 |
| Interest-bearing deposits | 225,519,000 | 216,883,000 | 228,534,000 | 241,318,000 |
| Noninterest-bearing deposits | 129,739,000 | 120,057,000 | 124,971,000 | 138,223,000 |
| Equity capital | 40,045,000 | 43,517,000 | 45,658,000 | 45,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,649,000 | 5,377,000 | 8,274,000 | 11,234,000 |
| Interest expense | 191,000 | 393,000 | 603,000 | 827,000 |
| Net interest income | 2,458,000 | 4,984,000 | 7,671,000 | 10,407,000 |
| Noninterest income | 284,000 | 516,000 | 741,000 | 963,000 |
| Noninterest expense | 1,274,000 | 2,533,000 | 3,734,000 | 4,927,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,468,000 | 2,967,000 | 4,678,000 | 6,443,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,468,000 | 2,967,000 | 4,678,000 | 6,443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,058,000 | 41,557,000 | 43,268,000 | 43,533,000 |
| Total capital | 41,689,000 | 43,191,000 | 44,897,000 | 45,340,000 |
| Risk-weighted assets | 139,606,000 | 144,390,000 | 153,865,000 | 145,223,000 |