Call reports 2018
STATE NATIONAL BANK OF BIG SPRING, THE — 2018
What STATE NATIONAL BANK OF BIG SPRING, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 357,526,000 | 354,437,000 | 375,603,000 | 392,240,000 |
| Total loans | 79,098,000 | 89,984,000 | 88,458,000 | 86,962,000 |
| Allowance for loan losses | 1,654,000 | 1,636,000 | 1,636,000 | 1,629,000 |
| Securities available for sale | 218,389,000 | 214,780,000 | 218,021,000 | 221,285,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 324,913,000 | 320,537,000 | 340,486,000 | 355,314,000 |
| Interest-bearing deposits | 203,873,000 | 200,076,000 | 213,047,000 | 224,315,000 |
| Noninterest-bearing deposits | 121,040,000 | 120,461,000 | 127,439,000 | 130,999,000 |
| Equity capital | 32,235,000 | 33,437,000 | 34,531,000 | 36,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,900,000 | 4,082,000 | 6,455,000 | 9,015,000 |
| Interest expense | 79,000 | 156,000 | 234,000 | 315,000 |
| Net interest income | 1,821,000 | 3,926,000 | 6,221,000 | 8,700,000 |
| Noninterest income | 285,000 | 673,000 | 1,362,000 | 1,792,000 |
| Noninterest expense | 1,193,000 | 2,437,000 | 3,676,000 | 4,939,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 913,000 | 2,162,000 | 3,907,000 | 5,553,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 913,000 | 2,162,000 | 3,907,000 | 5,553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,199,000 | 36,449,000 | 38,193,000 | 38,590,000 |
| Total capital | 36,802,000 | 38,085,000 | 39,829,000 | 40,219,000 |
| Risk-weighted assets | 128,238,000 | 135,827,000 | 139,665,000 | 138,289,000 |