Call reports 2017
STATE NATIONAL BANK OF BIG SPRING, THE — 2017
What STATE NATIONAL BANK OF BIG SPRING, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 335,562,000 | 327,744,000 | 327,228,000 | 362,909,000 |
| Total loans | 45,512,000 | 53,742,000 | 62,094,000 | 63,439,000 |
| Allowance for loan losses | 2,020,000 | 1,646,000 | 1,653,000 | 1,654,000 |
| Securities available for sale | 212,137,000 | 212,127,000 | 211,396,000 | 213,727,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,597,000 | 294,369,000 | 293,014,000 | 329,908,000 |
| Interest-bearing deposits | 196,280,000 | 191,908,000 | 187,509,000 | 203,172,000 |
| Noninterest-bearing deposits | 107,317,000 | 102,461,000 | 105,505,000 | 126,736,000 |
| Equity capital | 31,211,000 | 32,482,000 | 33,220,000 | 32,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,486,000 | 3,029,000 | 4,713,000 | 6,567,000 |
| Interest expense | 90,000 | 186,000 | 276,000 | 359,000 |
| Net interest income | 1,396,000 | 2,843,000 | 4,437,000 | 6,208,000 |
| Noninterest income | 314,000 | 612,000 | 913,000 | 1,198,000 |
| Noninterest expense | 1,347,000 | 2,574,000 | 3,743,000 | 4,843,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 363,000 | 881,000 | 1,607,000 | 2,563,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 363,000 | 881,000 | 1,607,000 | 2,563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,087,000 | 32,604,000 | 33,330,000 | 34,287,000 |
| Total capital | 33,197,000 | 33,847,000 | 34,681,000 | 35,681,000 |
| Risk-weighted assets | 87,925,000 | 99,062,000 | 107,807,000 | 111,335,000 |