Call reports 2016
STATE NATIONAL BANK OF BIG SPRING, THE — 2016
What STATE NATIONAL BANK OF BIG SPRING, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 321,061,000 | 313,386,000 | 309,890,000 | 326,710,000 |
| Total loans | 46,175,000 | 52,702,000 | 62,455,000 | 55,325,000 |
| Allowance for loan losses | 2,018,000 | 2,020,000 | 2,014,000 | 2,018,000 |
| Securities available for sale | 168,277,000 | 160,622,000 | 184,193,000 | 193,501,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 289,323,000 | 280,681,000 | 277,116,000 | 296,556,000 |
| Interest-bearing deposits | 194,365,000 | 189,188,000 | 183,245,000 | 186,673,000 |
| Noninterest-bearing deposits | 94,958,000 | 91,493,000 | 93,871,000 | 109,883,000 |
| Equity capital | 31,351,000 | 32,202,000 | 32,158,000 | 29,906,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,399,000 | 2,729,000 | 4,189,000 | 5,729,000 |
| Interest expense | 91,000 | 180,000 | 266,000 | 352,000 |
| Net interest income | 1,308,000 | 2,549,000 | 3,923,000 | 5,377,000 |
| Noninterest income | 251,000 | 496,000 | 828,000 | 1,124,000 |
| Noninterest expense | 1,258,000 | 2,460,000 | 3,647,000 | 4,908,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 301,000 | 585,000 | 1,104,000 | 1,593,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 301,000 | 585,000 | 1,104,000 | 1,593,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,432,000 | 30,716,000 | 31,236,000 | 31,724,000 |
| Total capital | 31,406,000 | 31,750,000 | 32,487,000 | 32,957,000 |
| Risk-weighted assets | 76,890,000 | 81,779,000 | 99,354,000 | 97,908,000 |