Call reports 2015
STATE NATIONAL BANK OF BIG SPRING, THE — 2015
What STATE NATIONAL BANK OF BIG SPRING, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 340,551,000 | 313,067,000 | 301,674,000 | 327,128,000 |
| Total loans | 43,963,000 | 52,114,000 | 64,895,000 | 59,075,000 |
| Allowance for loan losses | 2,146,000 | 2,150,000 | 2,151,000 | 2,006,000 |
| Securities available for sale | 191,824,000 | 200,661,000 | 188,249,000 | 174,918,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 310,297,000 | 282,986,000 | 270,377,000 | 296,422,000 |
| Interest-bearing deposits | 198,794,000 | 186,211,000 | 180,254,000 | 188,539,000 |
| Noninterest-bearing deposits | 111,503,000 | 96,775,000 | 90,123,000 | 107,883,000 |
| Equity capital | 29,901,000 | 29,626,000 | 30,592,000 | 30,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,278,000 | 2,600,000 | 4,038,000 | 5,645,000 |
| Interest expense | 82,000 | 164,000 | 250,000 | 335,000 |
| Net interest income | 1,196,000 | 2,436,000 | 3,788,000 | 5,310,000 |
| Noninterest income | 266,000 | 507,000 | 767,000 | 1,038,000 |
| Noninterest expense | 1,145,000 | 2,306,000 | 3,508,000 | 4,842,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 317,000 | 637,000 | 1,081,000 | 1,540,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 317,000 | 637,000 | 1,081,000 | 1,540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,907,000 | 29,227,000 | 29,671,000 | 30,130,000 |
| Total capital | 29,917,000 | 30,343,000 | 30,919,000 | 31,277,000 |
| Risk-weighted assets | 79,694,000 | 88,261,000 | 98,943,000 | 90,956,000 |