Call reports 2014
STATE NATIONAL BANK OF BIG SPRING, THE — 2014
What STATE NATIONAL BANK OF BIG SPRING, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 323,163,000 | 312,995,000 | 316,278,000 | 335,828,000 |
| Total loans | 35,649,000 | 41,070,000 | 53,767,000 | 57,867,000 |
| Allowance for loan losses | 2,128,000 | 2,127,000 | 2,403,000 | 2,150,000 |
| Securities available for sale | 233,709,000 | 225,386,000 | 206,771,000 | 177,817,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,728,000 | 284,620,000 | 287,684,000 | 306,757,000 |
| Interest-bearing deposits | 197,181,000 | 188,379,000 | 193,744,000 | 193,778,000 |
| Noninterest-bearing deposits | 98,547,000 | 96,241,000 | 93,940,000 | 112,979,000 |
| Equity capital | 26,994,000 | 27,817,000 | 27,940,000 | 28,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,103,000 | 2,320,000 | 3,609,000 | 5,008,000 |
| Interest expense | 84,000 | 168,000 | 256,000 | 342,000 |
| Net interest income | 1,019,000 | 2,152,000 | 3,353,000 | 4,666,000 |
| Noninterest income | 350,000 | 697,000 | 1,014,000 | 1,305,000 |
| Noninterest expense | 1,100,000 | 2,186,000 | 3,387,000 | 4,409,000 |
| Provision for loan losses | 0 | 0 | 0 | -650,000 |
| Pretax income | 280,000 | 746,000 | 1,063,000 | 2,295,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 280,000 | 746,000 | 1,063,000 | 2,295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,576,000 | 27,041,000 | 27,358,000 | 28,590,000 |
| Total capital | 27,693,000 | 28,179,000 | 28,583,000 | 29,753,000 |
| Risk-weighted assets | 88,380,000 | 90,081,000 | 96,798,000 | 92,052,000 |