Call reports 2013
STATE NATIONAL BANK OF BIG SPRING, THE — 2013
What STATE NATIONAL BANK OF BIG SPRING, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 312,302,000 | 294,146,000 | 311,434,000 | 330,232,000 |
| Total loans | 34,872,000 | 35,496,000 | 34,507,000 | 34,641,000 |
| Allowance for loan losses | 2,076,000 | 2,077,000 | 2,080,000 | 2,072,000 |
| Securities available for sale | 176,211,000 | 204,652,000 | 223,149,000 | 236,792,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,280,000 | 268,079,000 | 284,337,000 | 303,193,000 |
| Interest-bearing deposits | 190,467,000 | 179,683,000 | 181,388,000 | 183,289,000 |
| Noninterest-bearing deposits | 94,813,000 | 88,396,000 | 102,949,000 | 119,904,000 |
| Equity capital | 26,612,000 | 25,505,000 | 26,304,000 | 26,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 994,000 | 1,964,000 | 3,023,000 | 4,122,000 |
| Interest expense | 91,000 | 180,000 | 270,000 | 356,000 |
| Net interest income | 903,000 | 1,784,000 | 2,753,000 | 3,766,000 |
| Noninterest income | 322,000 | 669,000 | 1,048,000 | 1,424,000 |
| Noninterest expense | 1,062,000 | 2,153,000 | 3,224,000 | 4,314,000 |
| Provision for loan losses | 0 | 0 | 0 | -139,000 |
| Pretax income | 194,000 | 332,000 | 609,000 | 1,047,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 194,000 | 332,000 | 609,000 | 1,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,442,000 | 25,580,000 | 25,857,000 | 26,295,000 |
| Total capital | 26,398,000 | 26,627,000 | 26,916,000 | 27,424,000 |
| Risk-weighted assets | 75,370,000 | 82,711,000 | 83,700,000 | 89,380,000 |