Call reports 2012
STATE NATIONAL BANK OF BIG SPRING, THE — 2012
What STATE NATIONAL BANK OF BIG SPRING, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 293,801,000 | 285,700,000 | 286,878,000 | 327,212,000 |
| Total loans | 30,797,000 | 38,504,000 | 44,666,000 | 34,759,000 |
| Allowance for loan losses | 2,091,000 | 2,233,000 | 2,239,000 | 2,074,000 |
| Securities available for sale | 179,798,000 | 186,235,000 | 178,162,000 | 155,162,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,887,000 | 258,093,000 | 258,365,000 | 300,433,000 |
| Interest-bearing deposits | 184,149,000 | 179,248,000 | 176,169,000 | 182,362,000 |
| Noninterest-bearing deposits | 82,738,000 | 78,845,000 | 82,196,000 | 118,071,000 |
| Equity capital | 26,484,000 | 27,061,000 | 27,752,000 | 26,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,073,000 | 2,196,000 | 3,360,000 | 4,459,000 |
| Interest expense | 119,000 | 228,000 | 330,000 | 424,000 |
| Net interest income | 954,000 | 1,968,000 | 3,030,000 | 4,035,000 |
| Noninterest income | 353,000 | 793,000 | 1,203,000 | 1,511,000 |
| Noninterest expense | 1,111,000 | 2,180,000 | 3,257,000 | 4,358,000 |
| Provision for loan losses | 0 | 0 | 0 | -174,000 |
| Pretax income | 384,000 | 800,000 | 1,296,000 | 1,880,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 384,000 | 800,000 | 1,296,000 | 1,880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,253,000 | 25,668,000 | 26,165,000 | 25,248,000 |
| Total capital | 26,151,000 | 26,670,000 | 27,193,000 | 26,145,000 |
| Risk-weighted assets | 70,631,000 | 78,912,000 | 80,998,000 | 70,600,000 |