Call reports 2011
STATE NATIONAL BANK OF BIG SPRING, THE — 2011
What STATE NATIONAL BANK OF BIG SPRING, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 265,857,000 | 259,209,000 | 293,587,000 | 299,944,000 |
| Total loans | 33,344,000 | 38,663,000 | 30,605,000 | 31,512,000 |
| Allowance for loan losses | 2,141,000 | 2,149,000 | 2,151,000 | 2,075,000 |
| Securities available for sale | 179,316,000 | 155,251,000 | 149,281,000 | 197,437,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,517,000 | 231,478,000 | 264,984,000 | 273,295,000 |
| Interest-bearing deposits | 164,961,000 | 160,028,000 | 182,099,000 | 181,827,000 |
| Noninterest-bearing deposits | 74,556,000 | 71,450,000 | 82,885,000 | 91,468,000 |
| Equity capital | 25,841,000 | 27,099,000 | 27,836,000 | 26,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,342,000 | 2,673,000 | 3,912,000 | 5,055,000 |
| Interest expense | 208,000 | 403,000 | 571,000 | 723,000 |
| Net interest income | 1,134,000 | 2,270,000 | 3,341,000 | 4,332,000 |
| Noninterest income | 331,000 | 640,000 | 946,000 | 1,281,000 |
| Noninterest expense | 1,144,000 | 2,317,000 | 3,332,000 | 4,456,000 |
| Provision for loan losses | 0 | 0 | 0 | -90,000 |
| Pretax income | 452,000 | 1,078,000 | 1,524,000 | 1,924,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 452,000 | 1,078,000 | 1,524,000 | 1,924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,896,000 | 25,522,000 | 25,968,000 | 24,869,000 |
| Total capital | 25,801,000 | 26,413,000 | 26,851,000 | 25,803,000 |
| Risk-weighted assets | 71,138,000 | 70,048,000 | 69,342,000 | 73,542,000 |