Call reports 2010
STATE NATIONAL BANK OF BIG SPRING, THE — 2010
What STATE NATIONAL BANK OF BIG SPRING, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 225,317,000 | 227,328,000 | 227,743,000 | 267,683,000 |
| Total loans | 35,177,000 | 41,800,000 | 53,314,000 | 39,465,000 |
| Allowance for loan losses | 2,095,000 | 2,104,000 | 2,221,000 | 2,089,000 |
| Securities available for sale | 165,426,000 | 153,489,000 | 152,384,000 | 161,433,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,424,000 | 199,363,000 | 198,539,000 | 239,921,000 |
| Interest-bearing deposits | 143,682,000 | 144,485,000 | 142,360,000 | 150,076,000 |
| Noninterest-bearing deposits | 54,743,000 | 54,879,000 | 56,179,000 | 89,845,000 |
| Equity capital | 26,363,000 | 27,368,000 | 28,469,000 | 25,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,653,000 | 3,299,000 | 4,946,000 | 6,459,000 |
| Interest expense | 305,000 | 613,000 | 867,000 | 1,104,000 |
| Net interest income | 1,348,000 | 2,686,000 | 4,079,000 | 5,355,000 |
| Noninterest income | 198,000 | 437,000 | 631,000 | 910,000 |
| Noninterest expense | 1,101,000 | 2,231,000 | 3,339,000 | 4,672,000 |
| Provision for loan losses | 0 | 0 | 0 | -155,000 |
| Pretax income | 445,000 | 900,000 | 1,578,000 | 2,010,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 445,000 | 900,000 | 1,578,000 | 2,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,879,000 | 25,334,000 | 26,012,000 | 24,444,000 |
| Total capital | 25,804,000 | 26,272,000 | 27,076,000 | 25,378,000 |
| Risk-weighted assets | 72,796,000 | 73,893,000 | 83,926,000 | 73,573,000 |