Call reports 2025
BANK OF HOUSTON — 2025
What BANK OF HOUSTON reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 761,698,000 | 751,043,000 | 771,393,000 | 744,484,000 |
| Total loans | 628,122,000 | 612,674,000 | 633,257,000 | 624,475,000 |
| Allowance for loan losses | 4,468,000 | 4,360,000 | 4,470,000 | 4,627,000 |
| Securities available for sale | 11,961,000 | 13,144,000 | 13,690,000 | 10,847,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 628,408,000 | 625,500,000 | 629,068,000 | 603,367,000 |
| Interest-bearing deposits | 522,886,000 | 527,870,000 | 513,507,000 | 505,328,000 |
| Noninterest-bearing deposits | 105,522,000 | 97,630,000 | 115,561,000 | 98,039,000 |
| Equity capital | 88,078,000 | 90,760,000 | 93,863,000 | 96,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 11,907,000 | 23,961,000 | 36,601,000 | 49,071,000 |
| Interest expense | 5,368,000 | 10,754,000 | 16,050,000 | 20,981,000 |
| Net interest income | 6,539,000 | 13,207,000 | 20,551,000 | 28,090,000 |
| Noninterest income | 180,000 | 368,000 | 574,000 | 786,000 |
| Noninterest expense | 3,656,000 | 7,171,000 | 10,770,000 | 14,628,000 |
| Provision for loan losses | -111,000 | -218,000 | -108,000 | 49,000 |
| Pretax income | 3,133,000 | 6,559,000 | 10,420,000 | 14,165,000 |
| Income tax | 659,000 | 1,379,000 | 2,189,000 | 2,977,000 |
| Net income | 2,474,000 | 5,180,000 | 8,231,000 | 11,188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,831,000 | 90,541,000 | 93,595,000 | 96,058,000 |