Call reports 2024
BANK OF HOUSTON — 2024
What BANK OF HOUSTON reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 659,891,000 | 721,803,000 | 713,848,000 | 751,919,000 |
| Total loans | 561,025,000 | 572,768,000 | 607,253,000 | 638,743,000 |
| Allowance for loan losses | 4,054,000 | 4,003,000 | 4,325,000 | 4,578,000 |
| Securities available for sale | 11,199,000 | 11,165,000 | 11,532,000 | 11,586,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 532,379,000 | 606,953,000 | 577,240,000 | 606,693,000 |
| Interest-bearing deposits | 431,069,000 | 475,654,000 | 486,790,000 | 513,610,000 |
| Noninterest-bearing deposits | 101,310,000 | 131,299,000 | 90,450,000 | 93,083,000 |
| Equity capital | 79,102,000 | 81,065,000 | 83,009,000 | 85,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 10,204,000 | 21,194,000 | 32,910,000 | 45,112,000 |
| Interest expense | 5,150,000 | 10,601,000 | 16,036,000 | 21,801,000 |
| Net interest income | 5,054,000 | 10,593,000 | 16,874,000 | 23,311,000 |
| Noninterest income | 160,000 | 328,000 | 502,000 | 684,000 |
| Noninterest expense | 3,178,000 | 6,424,000 | 9,824,000 | 13,362,000 |
| Provision for loan losses | 110,000 | 58,000 | 381,000 | 634,000 |
| Pretax income | 1,783,000 | 4,285,000 | 6,995,000 | 9,821,000 |
| Income tax | 361,000 | 884,000 | 1,450,000 | 2,043,000 |
| Net income | 1,422,000 | 3,401,000 | 5,545,000 | 7,778,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,478,000 | 81,461,000 | 83,112,000 | 85,350,000 |