Call reports 2023
BANK OF HOUSTON — 2023
What BANK OF HOUSTON reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 694,551,000 | 709,693,000 | 687,628,000 | 660,759,000 |
| Total loans | 599,488,000 | 581,325,000 | 573,643,000 | 557,540,000 |
| Allowance for loan losses | 4,300,000 | 4,072,000 | 3,964,000 | 3,944,000 |
| Securities available for sale | 8,327,000 | 8,351,000 | 8,450,000 | 10,028,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 562,920,000 | 569,688,000 | 568,962,000 | 528,607,000 |
| Interest-bearing deposits | 418,185,000 | 460,662,000 | 457,585,000 | 420,053,000 |
| Noninterest-bearing deposits | 144,736,000 | 109,025,000 | 111,377,000 | 108,554,000 |
| Equity capital | 72,012,000 | 73,916,000 | 75,687,000 | 77,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 10,062,000 | 20,155,000 | 30,552,000 | 41,203,000 |
| Interest expense | 4,261,000 | 9,144,000 | 14,520,000 | 20,084,000 |
| Net interest income | 5,801,000 | 11,011,000 | 16,032,000 | 21,119,000 |
| Noninterest income | 160,000 | 323,000 | 483,000 | 654,000 |
| Noninterest expense | 3,542,000 | 6,817,000 | 9,901,000 | 13,034,000 |
| Provision for loan losses | -5,000 | -233,000 | -168,000 | -187,000 |
| Pretax income | 2,483,000 | 4,838,000 | 6,907,000 | 9,079,000 |
| Income tax | 511,000 | 996,000 | 1,385,000 | 1,835,000 |
| Net income | 1,972,000 | 3,842,000 | 5,522,000 | 7,244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,753,000 | 74,631,000 | 76,319,000 | 78,048,000 |