Call reports 2022
BANK OF HOUSTON — 2022
What BANK OF HOUSTON reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 569,818,000 | 648,531,000 | 696,738,000 | 676,516,000 |
| Total loans | 418,674,000 | 569,132,000 | 592,510,000 | 598,206,000 |
| Allowance for loan losses | 3,081,000 | 3,471,000 | 4,011,000 | 4,567,000 |
| Securities available for sale | 9,998,000 | 9,639,000 | 9,270,000 | 9,078,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 489,753,000 | 510,644,000 | 581,471,000 | 529,290,000 |
| Interest-bearing deposits | 320,250,000 | 332,300,000 | 401,818,000 | 389,765,000 |
| Noninterest-bearing deposits | 169,503,000 | 178,345,000 | 179,653,000 | 139,524,000 |
| Equity capital | 61,051,000 | 63,368,000 | 65,523,000 | 67,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,480,000 | 12,656,000 | 21,364,000 | 30,679,000 |
| Interest expense | 428,000 | 1,227,000 | 3,215,000 | 6,562,000 |
| Net interest income | 5,052,000 | 11,429,000 | 18,149,000 | 24,117,000 |
| Noninterest income | 130,000 | 274,000 | 415,000 | 579,000 |
| Noninterest expense | 2,741,000 | 5,929,000 | 9,172,000 | 12,727,000 |
| Provision for loan losses | 360,000 | 750,000 | 1,290,000 | 1,830,000 |
| Pretax income | 2,081,000 | 5,024,000 | 8,102,000 | 10,139,000 |
| Income tax | 558,000 | 931,000 | 1,579,000 | 1,875,000 |
| Net income | 1,523,000 | 4,093,000 | 6,523,000 | 8,264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,192,000 | 63,085,000 | 65,524,000 | 67,273,000 |