Call reports 2021
BANK OF HOUSTON — 2021
What BANK OF HOUSTON reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 359,175,000 | 370,403,000 | 444,567,000 | 470,880,000 |
| Total loans | 254,257,000 | 282,806,000 | 333,392,000 | 379,203,000 |
| Allowance for loan losses | 1,963,000 | 2,073,000 | 2,373,000 | 2,720,000 |
| Securities available for sale | 8,745,000 | 10,856,000 | 10,649,000 | 10,593,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 299,437,000 | 309,530,000 | 382,276,000 | 410,197,000 |
| Interest-bearing deposits | 181,093,000 | 174,681,000 | 218,905,000 | 250,454,000 |
| Noninterest-bearing deposits | 118,344,000 | 134,849,000 | 163,371,000 | 159,743,000 |
| Equity capital | 41,157,000 | 42,251,000 | 43,241,000 | 44,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,319,000 | 7,124,000 | 11,710,000 | 16,820,000 |
| Interest expense | 231,000 | 460,000 | 789,000 | 1,242,000 |
| Net interest income | 3,088,000 | 6,664,000 | 10,921,000 | 15,578,000 |
| Noninterest income | 74,000 | 159,000 | 259,000 | 350,000 |
| Noninterest expense | 2,131,000 | 4,490,000 | 7,080,000 | 9,605,000 |
| Provision for loan losses | 200,000 | 310,000 | 610,000 | 957,000 |
| Pretax income | 831,000 | 2,023,000 | 3,490,000 | 5,366,000 |
| Income tax | 234,000 | 479,000 | 842,000 | 1,122,000 |
| Net income | 597,000 | 1,544,000 | 2,648,000 | 4,244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,231,000 | 41,243,000 | 42,253,000 | 43,821,000 |