Call reports 2020
BANK OF HOUSTON — 2020
What BANK OF HOUSTON reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 175,920,000 | 243,531,000 | 264,378,000 | 282,875,000 |
| Total loans | 130,706,000 | 204,135,000 | 224,027,000 | 214,087,000 |
| Allowance for loan losses | 1,031,000 | 1,253,000 | 1,482,000 | 1,762,000 |
| Securities available for sale | 2,083,000 | 2,001,000 | 4,080,000 | 9,065,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,588,000 | 180,719,000 | 206,255,000 | 223,460,000 |
| Interest-bearing deposits | 81,256,000 | 102,335,000 | 128,662,000 | 139,402,000 |
| Noninterest-bearing deposits | 40,332,000 | 78,384,000 | 77,593,000 | 84,057,000 |
| Equity capital | 38,620,000 | 38,824,000 | 39,473,000 | 40,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,041,000 | 4,310,000 | 7,127,000 | 10,877,000 |
| Interest expense | 244,000 | 476,000 | 737,000 | 957,000 |
| Net interest income | 1,797,000 | 3,834,000 | 6,390,000 | 9,920,000 |
| Noninterest income | 51,000 | 115,000 | 172,000 | 239,000 |
| Noninterest expense | 1,629,000 | 3,276,000 | 5,007,000 | 6,993,000 |
| Provision for loan losses | 189,000 | 411,000 | 652,000 | 932,000 |
| Pretax income | 30,000 | 262,000 | 903,000 | 2,234,000 |
| Income tax | 5,000 | 53,000 | 188,000 | 466,000 |
| Net income | 25,000 | 209,000 | 715,000 | 1,768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,729,000 | 37,885,000 | 38,388,000 | 39,678,000 |
| Total capital | 38,770,000 | — | — | — |
| Risk-weighted assets | 143,161,000 | — | — | — |