Call reports 2019
BANK OF HOUSTON — 2019
What BANK OF HOUSTON reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 75,374,000 | 106,744,000 | 119,991,000 | 149,391,000 |
| Total loans | 41,803,000 | 57,652,000 | 78,898,000 | 114,410,000 |
| Allowance for loan losses | 364,000 | 560,000 | 696,000 | 842,000 |
| Securities available for sale | 5,990,000 | 7,318,000 | 4,286,000 | 4,164,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,154,000 | 78,810,000 | 80,935,000 | 104,822,000 |
| Interest-bearing deposits | 37,484,000 | 45,501,000 | 58,267,000 | 76,474,000 |
| Noninterest-bearing deposits | 20,670,000 | 33,309,000 | 22,668,000 | 28,348,000 |
| Equity capital | 16,964,000 | 27,566,000 | 38,575,000 | 38,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 924,000 | 2,113,000 | 3,495,000 | 5,489,000 |
| Interest expense | 58,000 | 149,000 | 283,000 | 483,000 |
| Net interest income | 866,000 | 1,964,000 | 3,212,000 | 5,006,000 |
| Noninterest income | 41,000 | 88,000 | 131,000 | 172,000 |
| Noninterest expense | 867,000 | 2,024,000 | 3,342,000 | 4,945,000 |
| Provision for loan losses | 195,000 | 390,000 | 525,000 | 671,000 |
| Pretax income | -155,000 | -362,000 | -371,000 | -285,000 |
| Income tax | -33,000 | -73,000 | -83,000 | -49,000 |
| Net income | -122,000 | -289,000 | -288,000 | -236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,208,000 | 26,615,000 | 37,757,000 | 37,731,000 |
| Total capital | 16,572,000 | 27,175,000 | 38,453,000 | 38,583,000 |
| Risk-weighted assets | 48,396,000 | 69,707,000 | 94,512,000 | 129,439,000 |