Call reports 2018
BANK OF HOUSTON — 2018
What BANK OF HOUSTON reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 30,325,000 | 51,642,000 | 61,154,000 | 69,208,000 |
| Total loans | 8,308,000 | 7,979,000 | 13,035,000 | 27,742,000 |
| Allowance for loan losses | 137,000 | 0 | 26,000 | 169,000 |
| Securities available for sale | 18,396,000 | 6,045,000 | 5,992,000 | 6,004,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,937,000 | 34,328,000 | 44,551,000 | 52,722,000 |
| Interest-bearing deposits | 16,991,000 | 22,586,000 | 27,318,000 | 33,184,000 |
| Noninterest-bearing deposits | 9,946,000 | 11,742,000 | 17,233,000 | 19,538,000 |
| Equity capital | 3,327,000 | 16,561,000 | 16,302,000 | 16,268,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 189,000 | 207,000 | 707,000 | 1,394,000 |
| Interest expense | 11,000 | 9,000 | 33,000 | 79,000 |
| Net interest income | 178,000 | 198,000 | 674,000 | 1,315,000 |
| Noninterest income | 43,000 | 32,000 | 73,000 | 116,000 |
| Noninterest expense | 308,000 | 305,000 | 1,041,000 | 1,766,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 167,000 |
| Pretax income | -87,000 | -78,000 | -322,000 | -505,000 |
| Income tax | 0 | 0 | 0 | -100,000 |
| Net income | -87,000 | -78,000 | -322,000 | -405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,839,000 | 15,753,000 | 15,548,000 | 15,488,000 |
| Total capital | 3,958,000 | 15,753,000 | 15,574,000 | 15,657,000 |
| Risk-weighted assets | 9,630,000 | 17,773,000 | 24,977,000 | 36,744,000 |