Call reports 2017
BANK OF HOUSTON — 2017
What BANK OF HOUSTON reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 30,652,000 | 30,821,000 | 30,136,000 | 29,460,000 |
| Total loans | 6,279,000 | 7,654,000 | 8,476,000 | 8,709,000 |
| Allowance for loan losses | 134,000 | 135,000 | 137,000 | 138,000 |
| Securities available for sale | 20,602,000 | 20,706,000 | 19,723,000 | 18,586,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,913,000 | 27,024,000 | 26,326,000 | 25,856,000 |
| Interest-bearing deposits | 18,760,000 | 18,744,000 | 18,270,000 | 17,075,000 |
| Noninterest-bearing deposits | 8,153,000 | 8,280,000 | 8,056,000 | 8,781,000 |
| Equity capital | 3,682,000 | 3,747,000 | 3,752,000 | 3,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 172,000 | 351,000 | 543,000 | 741,000 |
| Interest expense | 8,000 | 16,000 | 26,000 | 35,000 |
| Net interest income | 164,000 | 335,000 | 517,000 | 706,000 |
| Noninterest income | 296,000 | 357,000 | 419,000 | 462,000 |
| Noninterest expense | 229,000 | 472,000 | 726,000 | 1,036,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 232,000 | 221,000 | 210,000 | 131,000 |
| Income tax | 1,000 | 5,000 | 5,000 | 0 |
| Net income | 231,000 | 216,000 | 205,000 | 131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,025,000 | 4,010,000 | 3,999,000 | 3,925,000 |
| Total capital | 4,125,000 | 4,125,000 | 4,121,000 | 4,055,000 |
| Risk-weighted assets | 7,905,000 | 9,148,000 | 9,861,000 | 10,347,000 |