Call reports 2016
BANK OF HOUSTON — 2016
What BANK OF HOUSTON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 33,109,000 | 32,349,000 | 31,887,000 | 29,993,000 |
| Total loans | 6,295,000 | 6,090,000 | 5,826,000 | 6,222,000 |
| Allowance for loan losses | 131,000 | 139,000 | 140,000 | 141,000 |
| Securities available for sale | 21,008,000 | 22,882,000 | 23,140,000 | 21,457,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,221,000 | 28,383,000 | 27,949,000 | 26,608,000 |
| Interest-bearing deposits | 20,794,000 | 20,270,000 | 19,963,000 | 18,614,000 |
| Noninterest-bearing deposits | 8,427,000 | 8,113,000 | 7,986,000 | 7,994,000 |
| Equity capital | 3,818,000 | 3,892,000 | 3,862,000 | 3,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 181,000 | 354,000 | 526,000 | 698,000 |
| Interest expense | 9,000 | 17,000 | 26,000 | 36,000 |
| Net interest income | 172,000 | 337,000 | 500,000 | 662,000 |
| Noninterest income | 49,000 | 111,000 | 169,000 | 233,000 |
| Noninterest expense | 243,000 | 485,000 | 724,000 | 957,000 |
| Provision for loan losses | -50,000 | -50,000 | -50,000 | -50,000 |
| Pretax income | 28,000 | 34,000 | 47,000 | 41,000 |
| Income tax | 0 | 0 | 4,000 | 4,000 |
| Net income | 28,000 | 34,000 | 43,000 | 37,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,785,000 | 3,791,000 | 3,800,000 | 3,794,000 |
| Total capital | 3,893,000 | 3,884,000 | 3,890,000 | 3,888,000 |
| Risk-weighted assets | 8,613,000 | 7,428,000 | 7,176,000 | 7,575,000 |