Call reports 2013
BANK OF HOUSTON — 2013
What BANK OF HOUSTON reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 27,855,000 | 27,624,000 | 26,964,000 | 26,901,000 |
| Total loans | 8,399,000 | 7,727,000 | 6,995,000 | 7,014,000 |
| Allowance for loan losses | 208,000 | 209,000 | 208,000 | 208,000 |
| Securities available for sale | 14,044,000 | 15,714,000 | 15,506,000 | 15,257,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,874,000 | 23,872,000 | 23,423,000 | 23,649,000 |
| Interest-bearing deposits | 17,363,000 | 17,188,000 | 16,886,000 | 16,739,000 |
| Noninterest-bearing deposits | 6,511,000 | 6,684,000 | 6,537,000 | 6,910,000 |
| Equity capital | 3,934,000 | 3,679,000 | 3,481,000 | 3,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 279,000 | 474,000 | 665,000 | 846,000 |
| Interest expense | 10,000 | 20,000 | 28,000 | 37,000 |
| Net interest income | 269,000 | 454,000 | 637,000 | 809,000 |
| Noninterest income | 45,000 | 105,000 | 150,000 | 204,000 |
| Noninterest expense | 266,000 | 543,000 | 828,000 | 1,136,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 48,000 | 16,000 | -41,000 | -123,000 |
| Income tax | 9,000 | -4,000 | -12,000 | -27,000 |
| Net income | 39,000 | 20,000 | -29,000 | -96,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,905,000 | 3,834,000 | 3,786,000 | 3,671,000 |
| Total capital | 4,055,000 | 3,978,000 | 3,922,000 | 3,809,000 |
| Risk-weighted assets | 11,927,000 | 11,435,000 | 10,815,000 | 10,942,000 |