Call reports 2012
BANK OF HOUSTON — 2012
What BANK OF HOUSTON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 28,314,000 | 28,309,000 | 27,614,000 | 27,796,000 |
| Total loans | 11,130,000 | 10,867,000 | 10,322,000 | 9,457,000 |
| Allowance for loan losses | 198,000 | 195,000 | 196,000 | 232,000 |
| Securities available for sale | 12,603,000 | 12,597,000 | 13,079,000 | 14,084,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,389,000 | 24,337,000 | 23,612,000 | 23,845,000 |
| Interest-bearing deposits | 17,231,000 | 17,389,000 | 16,916,000 | 17,073,000 |
| Noninterest-bearing deposits | 7,158,000 | 6,948,000 | 6,696,000 | 6,772,000 |
| Equity capital | 3,861,000 | 3,883,000 | 3,919,000 | 3,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 260,000 | 510,000 | 757,000 | 995,000 |
| Interest expense | 14,000 | 27,000 | 39,000 | 50,000 |
| Net interest income | 246,000 | 483,000 | 718,000 | 945,000 |
| Noninterest income | 51,000 | 107,000 | 152,000 | 191,000 |
| Noninterest expense | 256,000 | 523,000 | 777,000 | 1,052,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | -59,000 | -33,000 | -7,000 | -16,000 |
| Income tax | 0 | 2,000 | 4,000 | -4,000 |
| Net income | -59,000 | -35,000 | -11,000 | -12,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,818,000 | 3,843,000 | 3,856,000 | 3,865,000 |
| Total capital | 3,988,000 | 4,013,000 | 4,023,000 | 4,023,000 |
| Risk-weighted assets | 13,582,000 | 13,543,000 | 13,343,000 | 12,542,000 |